Our MissionComprised of a diverse team with decades of experience in funding, Iron Capital has what it takes to "achieve the impossible"

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Iron Capital is the industry leader in obtaining unsecured credit based capital in the U.S. & Puerto Rico. We have helped thousands of businesses access the funding necessary to succeed in today’s competitive environment.

Our unique credit based approach enables us to look at every situation, including startups, while others in the field work with a one-size fits all approach. Unlike other companies requiring a 700+ credit score, we are generally able to help those with less than stellar credit.


Our Results Speak Loudly

Helping Real People with Real Businesses Like Yours

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How Can You Get Funded?


Our pre-qualification application is simply contact details and a review of your credit history, without us putting a hard inquiry on it! Get an approval the same day. 


We will provide you with a funding estimate with most clients enjoying a 0% APR for up to 21 months. We NEVER charge any fees upfront and are only paid once you have funding in hand.


Funds are issued as credit lines but can also be converted to cash without paying expensive cash advance fees that most lenders charge.

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or Call us 7 days a week at 888-275-IRON.

Facts & Key points

Frequently Asked Questions

Do I need to already be in business?

  • No! Our program helps all types of businesses, including startups. Our program doesn’t even require any business bank statements like merchant cash advance companies.

What are the requirements?

  • To apply, all you need is a 600+ FICO credit score. From there, we take a deeper look into your credit profile to determine an approval estimate. We can work with some blemishes that our competitors rule out instantly such as high utilization, inquiries, etc. If you don’t meet our score requirement, ask a family member, friend or business partner to come on as a co-applicant. This can help your credit profile too!

Minimum credit score required?

  • We have a minimum score requirement of a 600 at all three credit bureaus. Other companies typically require a 680-700+, however our unique approach allows us to help many clients with average credit

What else do I need?

  • If we approve your credit profile, that is all we need. No collateral or income documentation is required.

How much funding can I get?

  • Our average client receives between $20k - $150k. We will provide you with a funding estimate and also ask for your specific needs.